PHFA: Loan Programs for Home Improvements & Repairs
Housing
Utility Assistance
The PA Housing Finance Agency (PHFA) oversees various loan programs that enable homeowners to improve and repair their homes. These programs include: the ACCESS Home Modification program to assist persons with disabilities in obtaining accessibility modifications; Purchase Improvement loans for homebuyers who need to make repairs right away; the HomeStyle Renovation program for homebuyers or homeowners seeking to refinance their mortgage to repair, remodel, renovate, or complete energy improvements; the Homeowners Energy Efficiency Loan Program (HEELP) for specific energy efficiency repairs; and the PENNVEST Homeowner Sewage Program for homeowners needing to repair or replace their on-lot septic system or connection to a public sewer system.
link https://www.phfa.org/programs/repairs.aspx
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